Sheung Wan · Hong Kong
Innovate Apps
Cross-border payment audits for fintech brands — corridor by corridor, from initiation to settlement.
Primary engagement
Cross-Border Payment Audit — a structured review of one or more payment corridors your brand operates.
You receive a corridor findings pack: control gaps at initiation and FX, weak partner evidence, settlement breaks, and a remediation sequence your payments and risk teams can schedule. Pricing is informational; work begins after a written proposal.
Related audits
Focus on a single control layer or combine modules before a corridor expansion or partner diligence.
Cross-Border Payment Audit
End-to-end review of how your fintech brand moves money across borders — initiation, routing, FX, partners, and settlement.
Corridor Controls Review
Focused audit of control design and operating evidence on named payment corridors before a launch or partner change.
Settlement Path Assurance
Trace settlement and reconciliation breaks from ledger to bank or partner confirmation across selected corridors.
FX & Remittance Control Audit
Audit of FX conversion, rate application, and remittance disclosure controls that affect customer outcomes on cross-border rails.
From recent corridor work
Fintech brands who asked us to pressure-test how money actually moves across borders.
They traced our HK–ASEAN remittance path end to end and showed exactly where reconciliation breaks when a partner fails over.Mei Ling Chow — Head of Payments, regional wallet brand
The corridor findings were specific enough for our bank partners — not a generic compliance checklist.Arjun Patel — COO, cross-border remittance fintech
We booked the settlement path review before a corridor expansion. The report became our go/no-go brief.Helena Ng — Risk lead, licensed money service operator
Common questions
What does a cross-border payment audit cover?
We examine initiation, routing, FX conversion, partner handoffs, settlement, and exception handling for the corridors you name — with sampled evidence from logs, reconciliations, and partner SLAs.
Do you audit live payment rails?
We review controls and evidence around live corridors. We do not process customer payments or insert into your production rails. Access is read-only unless you approve a controlled test window.
How long before we can start?
Most engagements begin within two to three weeks of proposal acceptance, once corridor scope and document access are confirmed.
Is pricing on the site final?
No. Listed prices are informational starting points. Fees are confirmed in a written proposal after we understand corridors, volumes, and partner stack.